HOW DO I KNOW THAT STRONG, JACOB & ASSOCIATES, LLC IS THE RIGHT DEBT NEGOTIATORS FOR ME?
Do you help consumers ?
Absolutely! We have provided excellent solutions and advice for consumers for over 10 years. We consultant with them regarding their credit and how debt management and debt consolidation can and will impact credit. Our clients know from the start they are working with professional not a debt counselor. The client is given 24/7 access to a professional negotiator (you are kept in the loop).
Are you an attorney?
No. We are not a law firm. We do not practice law or give legal advice. We are independent professional negotiators.
I pay all of my bills.
Well, most people do. Where our clients appreciate our services in on their problem bills or disputes.
We have an attorney who handles this sort of thing.
Many of our clients do too. That's why they appreciate having access to an independent negotiator to turn to. We don't receive attorney fees and if we are not successful, you don't pay. You can always hire an attorney at that point.
I have never heard of this type of business.
Well, it's a business concept whose time has come. It's a growing "niche" business because there is a great need for professional representation regarding consumer debt issues.
Can a Collection Agency Charge More Than the Original Debt?
When a creditor sells a past due debt to a collection agency, the collection agency becomes the owner of debt. They may add additional interest and fees to the balance as part of their collection efforts, so the collection amount may be greater than the original amount that was written off by your creditor.
Can a collection agency sue me if I am making payments?
The truth is, if the account is overdue you can be sued. Unless you have a formal payment agreement in writing with the bill collector, you can be sued at any time regardless if you are making monthly payments. The only way to prevent a debt collector from filing a lawsuit is to obtain a written payment agreement. We specialize in custom written agreements that will protect your rights while you make payments.
A professional negotiator must be expensive?
Our fees are competitive and they exceed the value of our services